[
 {
  "effective_date": "2026-07-01",
  "market": "Argentina",
  "market_type": "market",
  "currency": "USD",
  "marketing": "0.0618",
  "utility": "0.0260",
  "authentication": "0.0260",
  "authentication_international": "",
  "service": "",
  "change_vs_previous": "first card in dataset"
 },
 {
  "effective_date": "2026-07-01",
  "market": "Brazil",
  "market_type": "market",
  "currency": "USD",
  "marketing": "0.0625",
  "utility": "0.0068",
  "authentication": "0.0068",
  "authentication_international": "",
  "service": "",
  "change_vs_previous": "first card in dataset"
 },
 {
  "effective_date": "2026-07-01",
  "market": "Chile",
  "market_type": "market",
  "currency": "USD",
  "marketing": "0.0889",
  "utility": "0.0200",
  "authentication": "0.0200",
  "authentication_international": "",
  "service": "",
  "change_vs_previous": "first card in dataset"
 },
 {
  "effective_date": "2026-07-01",
  "market": "Colombia",
  "market_type": "market",
  "currency": "USD",
  "marketing": "0.0125",
  "utility": "0.0008",
  "authentication": "0.0008",
  "authentication_international": "",
  "service": "",
  "change_vs_previous": "first card in dataset"
 },
 {
  "effective_date": "2026-07-01",
  "market": "Egypt",
  "market_type": "market",
  "currency": "USD",
  "marketing": "0.0644",
  "utility": "0.0036",
  "authentication": "0.0036",
  "authentication_international": "0.0650",
  "service": "",
  "change_vs_previous": "first card in dataset"
 },
 {
  "effective_date": "2026-07-01",
  "market": "France",
  "market_type": "market",
  "currency": "USD",
  "marketing": "0.0859",
  "utility": "0.0300",
  "authentication": "0.0300",
  "authentication_international": "",
  "service": "",
  "change_vs_previous": "first card in dataset"
 },
 {
  "effective_date": "2026-07-01",
  "market": "Germany",
  "market_type": "market",
  "currency": "USD",
  "marketing": "0.1365",
  "utility": "0.0550",
  "authentication": "0.0550",
  "authentication_international": "",
  "service": "",
  "change_vs_previous": "first card in dataset"
 },
 {
  "effective_date": "2026-07-01",
  "market": "Hong Kong",
  "market_type": "market",
  "currency": "USD",
  "marketing": "0.0732",
  "utility": "0.0260",
  "authentication": "0.0260",
  "authentication_international": "",
  "service": "",
  "change_vs_previous": "first card in dataset"
 },
 {
  "effective_date": "2026-07-01",
  "market": "Hungary",
  "market_type": "market",
  "currency": "USD",
  "marketing": "0.0860",
  "utility": "0.0350",
  "authentication": "0.0350",
  "authentication_international": "",
  "service": "",
  "change_vs_previous": "first card in dataset"
 },
 {
  "effective_date": "2026-07-01",
  "market": "India",
  "market_type": "market",
  "currency": "USD",
  "marketing": "0.0118",
  "utility": "0.0014",
  "authentication": "0.0014",
  "authentication_international": "0.0304",
  "service": "",
  "change_vs_previous": "first card in dataset"
 },
 {
  "effective_date": "2026-07-01",
  "market": "Indonesia",
  "market_type": "market",
  "currency": "USD",
  "marketing": "0.0411",
  "utility": "0.0250",
  "authentication": "0.0250",
  "authentication_international": "0.1360",
  "service": "",
  "change_vs_previous": "first card in dataset"
 },
 {
  "effective_date": "2026-07-01",
  "market": "Israel",
  "market_type": "market",
  "currency": "USD",
  "marketing": "0.0353",
  "utility": "0.0053",
  "authentication": "0.0053",
  "authentication_international": "",
  "service": "",
  "change_vs_previous": "first card in dataset"
 },
 {
  "effective_date": "2026-07-01",
  "market": "Italy",
  "market_type": "market",
  "currency": "USD",
  "marketing": "0.0795",
  "utility": "0.0300",
  "authentication": "0.0300",
  "authentication_international": "",
  "service": "",
  "change_vs_previous": "first card in dataset"
 },
 {
  "effective_date": "2026-07-01",
  "market": "Malaysia",
  "market_type": "market",
  "currency": "USD",
  "marketing": "0.0860",
  "utility": "0.0140",
  "authentication": "0.0140",
  "authentication_international": "0.0418",
  "service": "",
  "change_vs_previous": "first card in dataset"
 },
 {
  "effective_date": "2026-07-01",
  "market": "Mexico",
  "market_type": "market",
  "currency": "USD",
  "marketing": "0.0305",
  "utility": "0.0085",
  "authentication": "0.0085",
  "authentication_international": "",
  "service": "",
  "change_vs_previous": "first card in dataset"
 },
 {
  "effective_date": "2026-07-01",
  "market": "Netherlands",
  "market_type": "market",
  "currency": "USD",
  "marketing": "0.1597",
  "utility": "0.0500",
  "authentication": "0.0500",
  "authentication_international": "",
  "service": "",
  "change_vs_previous": "first card in dataset"
 },
 {
  "effective_date": "2026-07-01",
  "market": "Nigeria",
  "market_type": "market",
  "currency": "USD",
  "marketing": "0.0516",
  "utility": "0.0067",
  "authentication": "0.0067",
  "authentication_international": "0.0750",
  "service": "",
  "change_vs_previous": "first card in dataset"
 },
 {
  "effective_date": "2026-07-01",
  "market": "Pakistan",
  "market_type": "market",
  "currency": "USD",
  "marketing": "0.0473",
  "utility": "0.0100",
  "authentication": "0.0100",
  "authentication_international": "0.0750",
  "service": "",
  "change_vs_previous": "first card in dataset"
 },
 {
  "effective_date": "2026-07-01",
  "market": "Peru",
  "market_type": "market",
  "currency": "USD",
  "marketing": "0.0703",
  "utility": "0.0200",
  "authentication": "0.0200",
  "authentication_international": "",
  "service": "",
  "change_vs_previous": "first card in dataset"
 },
 {
  "effective_date": "2026-07-01",
  "market": "Poland",
  "market_type": "market",
  "currency": "USD",
  "marketing": "0.0366",
  "utility": "0.0122",
  "authentication": "0.0122",
  "authentication_international": "",
  "service": "",
  "change_vs_previous": "first card in dataset"
 },
 {
  "effective_date": "2026-07-01",
  "market": "Qatar",
  "market_type": "market",
  "currency": "USD",
  "marketing": "0.0341",
  "utility": "0.0120",
  "authentication": "0.0120",
  "authentication_international": "",
  "service": "",
  "change_vs_previous": "first card in dataset"
 },
 {
  "effective_date": "2026-07-01",
  "market": "Romania",
  "market_type": "market",
  "currency": "USD",
  "marketing": "0.0860",
  "utility": "0.0290",
  "authentication": "0.0290",
  "authentication_international": "",
  "service": "",
  "change_vs_previous": "first card in dataset"
 },
 {
  "effective_date": "2026-07-01",
  "market": "Saudi Arabia",
  "market_type": "market",
  "currency": "USD",
  "marketing": "0.0501",
  "utility": "0.0107",
  "authentication": "0.0107",
  "authentication_international": "0.0598",
  "service": "",
  "change_vs_previous": "first card in dataset"
 },
 {
  "effective_date": "2026-07-01",
  "market": "Singapore",
  "market_type": "market",
  "currency": "USD",
  "marketing": "0.0732",
  "utility": "0.0160",
  "authentication": "0.0160",
  "authentication_international": "",
  "service": "",
  "change_vs_previous": "first card in dataset"
 },
 {
  "effective_date": "2026-07-01",
  "market": "South Africa",
  "market_type": "market",
  "currency": "USD",
  "marketing": "0.0379",
  "utility": "0.0076",
  "authentication": "0.0076",
  "authentication_international": "0.0200",
  "service": "",
  "change_vs_previous": "first card in dataset"
 },
 {
  "effective_date": "2026-07-01",
  "market": "Spain",
  "market_type": "market",
  "currency": "USD",
  "marketing": "0.0707",
  "utility": "0.0200",
  "authentication": "0.0200",
  "authentication_international": "",
  "service": "",
  "change_vs_previous": "first card in dataset"
 },
 {
  "effective_date": "2026-07-01",
  "market": "Turkey",
  "market_type": "market",
  "currency": "USD",
  "marketing": "0.0109",
  "utility": "0.0009",
  "authentication": "0.0009",
  "authentication_international": "",
  "service": "",
  "change_vs_previous": "first card in dataset"
 },
 {
  "effective_date": "2026-07-01",
  "market": "United Arab Emirates",
  "market_type": "market",
  "currency": "USD",
  "marketing": "0.0499",
  "utility": "0.0157",
  "authentication": "0.0157",
  "authentication_international": "0.0510",
  "service": "",
  "change_vs_previous": "first card in dataset"
 },
 {
  "effective_date": "2026-07-01",
  "market": "United Kingdom",
  "market_type": "market",
  "currency": "USD",
  "marketing": "0.0635",
  "utility": "0.0220",
  "authentication": "0.0220",
  "authentication_international": "",
  "service": "",
  "change_vs_previous": "first card in dataset"
 },
 {
  "effective_date": "2026-07-01",
  "market": "North America",
  "market_type": "region",
  "currency": "USD",
  "marketing": "0.0250",
  "utility": "0.0034",
  "authentication": "0.0034",
  "authentication_international": "",
  "service": "",
  "change_vs_previous": "first card in dataset"
 },
 {
  "effective_date": "2026-07-01",
  "market": "Rest of Africa",
  "market_type": "region",
  "currency": "USD",
  "marketing": "0.0225",
  "utility": "0.0040",
  "authentication": "0.0040",
  "authentication_international": "",
  "service": "",
  "change_vs_previous": "first card in dataset"
 },
 {
  "effective_date": "2026-07-01",
  "market": "Rest of Asia Pacific",
  "market_type": "region",
  "currency": "USD",
  "marketing": "0.0732",
  "utility": "0.0113",
  "authentication": "0.0113",
  "authentication_international": "",
  "service": "",
  "change_vs_previous": "first card in dataset"
 },
 {
  "effective_date": "2026-07-01",
  "market": "Rest of Central & Eastern Europe",
  "market_type": "region",
  "currency": "USD",
  "marketing": "0.0860",
  "utility": "0.0212",
  "authentication": "0.0212",
  "authentication_international": "",
  "service": "",
  "change_vs_previous": "first card in dataset"
 },
 {
  "effective_date": "2026-07-01",
  "market": "Rest of Latin America",
  "market_type": "region",
  "currency": "USD",
  "marketing": "0.0740",
  "utility": "0.0113",
  "authentication": "0.0113",
  "authentication_international": "",
  "service": "",
  "change_vs_previous": "first card in dataset"
 },
 {
  "effective_date": "2026-07-01",
  "market": "Rest of Middle East",
  "market_type": "region",
  "currency": "USD",
  "marketing": "0.0341",
  "utility": "0.0091",
  "authentication": "0.0091",
  "authentication_international": "",
  "service": "",
  "change_vs_previous": "first card in dataset"
 },
 {
  "effective_date": "2026-07-01",
  "market": "Rest of Western Europe",
  "market_type": "region",
  "currency": "USD",
  "marketing": "0.0592",
  "utility": "0.0171",
  "authentication": "0.0171",
  "authentication_international": "",
  "service": "",
  "change_vs_previous": "first card in dataset"
 },
 {
  "effective_date": "2026-07-01",
  "market": "Other",
  "market_type": "region",
  "currency": "USD",
  "marketing": "0.0604",
  "utility": "0.0077",
  "authentication": "0.0077",
  "authentication_international": "",
  "service": "",
  "change_vs_previous": "first card in dataset"
 },
 {
  "effective_date": "2026-10-01",
  "market": "Argentina",
  "market_type": "market",
  "currency": "USD",
  "marketing": "0.0618",
  "utility": "0.0260",
  "authentication": "0.0260",
  "authentication_international": "",
  "service": "0.0260",
  "change_vs_previous": "service new"
 },
 {
  "effective_date": "2026-10-01",
  "market": "Bangladesh",
  "market_type": "market",
  "currency": "USD",
  "marketing": "0.0732",
  "utility": "0.0037",
  "authentication": "0.0037",
  "authentication_international": "0.0960",
  "service": "0.0037",
  "change_vs_previous": "new standalone market"
 },
 {
  "effective_date": "2026-10-01",
  "market": "Brazil",
  "market_type": "market",
  "currency": "USD",
  "marketing": "0.0625",
  "utility": "0.0068",
  "authentication": "0.0068",
  "authentication_international": "",
  "service": "0.0068",
  "change_vs_previous": "service new"
 },
 {
  "effective_date": "2026-10-01",
  "market": "Chile",
  "market_type": "market",
  "currency": "USD",
  "marketing": "0.0889",
  "utility": "0.0200",
  "authentication": "0.0200",
  "authentication_international": "",
  "service": "0.0200",
  "change_vs_previous": "service new"
 },
 {
  "effective_date": "2026-10-01",
  "market": "Colombia",
  "market_type": "market",
  "currency": "USD",
  "marketing": "0.0125",
  "utility": "0.0008",
  "authentication": "0.0008",
  "authentication_international": "",
  "service": "0.0008",
  "change_vs_previous": "service new"
 },
 {
  "effective_date": "2026-10-01",
  "market": "Egypt",
  "market_type": "market",
  "currency": "USD",
  "marketing": "0.0644",
  "utility": "0.0036",
  "authentication": "0.0036",
  "authentication_international": "0.0650",
  "service": "0.0036",
  "change_vs_previous": "service new"
 },
 {
  "effective_date": "2026-10-01",
  "market": "France",
  "market_type": "market",
  "currency": "USD",
  "marketing": "0.0859",
  "utility": "0.0300",
  "authentication": "0.0300",
  "authentication_international": "",
  "service": "0.0300",
  "change_vs_previous": "service new"
 },
 {
  "effective_date": "2026-10-01",
  "market": "Germany",
  "market_type": "market",
  "currency": "USD",
  "marketing": "0.1365",
  "utility": "0.0550",
  "authentication": "0.0550",
  "authentication_international": "",
  "service": "0.0550",
  "change_vs_previous": "service new"
 },
 {
  "effective_date": "2026-10-01",
  "market": "Hong Kong",
  "market_type": "market",
  "currency": "USD",
  "marketing": "0.0732",
  "utility": "0.0260",
  "authentication": "0.0260",
  "authentication_international": "",
  "service": "0.0260",
  "change_vs_previous": "service new"
 },
 {
  "effective_date": "2026-10-01",
  "market": "Hungary",
  "market_type": "market",
  "currency": "USD",
  "marketing": "0.0860",
  "utility": "0.0350",
  "authentication": "0.0350",
  "authentication_international": "",
  "service": "0.0350",
  "change_vs_previous": "service new"
 },
 {
  "effective_date": "2026-10-01",
  "market": "India",
  "market_type": "market",
  "currency": "USD",
  "marketing": "0.0118",
  "utility": "0.0014",
  "authentication": "0.0014",
  "authentication_international": "0.0304",
  "service": "0.0014",
  "change_vs_previous": "service new"
 },
 {
  "effective_date": "2026-10-01",
  "market": "Indonesia",
  "market_type": "market",
  "currency": "USD",
  "marketing": "0.0411",
  "utility": "0.0250",
  "authentication": "0.0250",
  "authentication_international": "0.1360",
  "service": "0.0250",
  "change_vs_previous": "service new"
 },
 {
  "effective_date": "2026-10-01",
  "market": "Iraq",
  "market_type": "market",
  "currency": "USD",
  "marketing": "0.0341",
  "utility": "0.0079",
  "authentication": "0.0079",
  "authentication_international": "0.1280",
  "service": "0.0079",
  "change_vs_previous": "new standalone market"
 },
 {
  "effective_date": "2026-10-01",
  "market": "Israel",
  "market_type": "market",
  "currency": "USD",
  "marketing": "0.0353",
  "utility": "0.0053",
  "authentication": "0.0053",
  "authentication_international": "",
  "service": "0.0053",
  "change_vs_previous": "service new"
 },
 {
  "effective_date": "2026-10-01",
  "market": "Italy",
  "market_type": "market",
  "currency": "USD",
  "marketing": "0.0795",
  "utility": "0.0300",
  "authentication": "0.0300",
  "authentication_international": "",
  "service": "0.0300",
  "change_vs_previous": "service new"
 },
 {
  "effective_date": "2026-10-01",
  "market": "Kazakhstan",
  "market_type": "market",
  "currency": "USD",
  "marketing": "0.0604",
  "utility": "0.0180",
  "authentication": "0.0180",
  "authentication_international": "0.1600",
  "service": "0.0180",
  "change_vs_previous": "new standalone market"
 },
 {
  "effective_date": "2026-10-01",
  "market": "Kuwait",
  "market_type": "market",
  "currency": "USD",
  "marketing": "0.0792",
  "utility": "0.0440",
  "authentication": "0.0440",
  "authentication_international": "0.1200",
  "service": "0.0440",
  "change_vs_previous": "new standalone market"
 },
 {
  "effective_date": "2026-10-01",
  "market": "Malaysia",
  "market_type": "market",
  "currency": "USD",
  "marketing": "0.0860",
  "utility": "0.0140",
  "authentication": "0.0140",
  "authentication_international": "0.0418",
  "service": "0.0140",
  "change_vs_previous": "service new"
 },
 {
  "effective_date": "2026-10-01",
  "market": "Mexico",
  "market_type": "market",
  "currency": "USD",
  "marketing": "0.0397",
  "utility": "0.0085",
  "authentication": "0.0085",
  "authentication_international": "",
  "service": "0.0085",
  "change_vs_previous": "marketing up; service new"
 },
 {
  "effective_date": "2026-10-01",
  "market": "Morocco",
  "market_type": "market",
  "currency": "USD",
  "marketing": "0.0414",
  "utility": "0.0230",
  "authentication": "0.0230",
  "authentication_international": "0.0811",
  "service": "0.0230",
  "change_vs_previous": "new standalone market"
 },
 {
  "effective_date": "2026-10-01",
  "market": "Netherlands",
  "market_type": "market",
  "currency": "USD",
  "marketing": "0.1597",
  "utility": "0.0500",
  "authentication": "0.0500",
  "authentication_international": "",
  "service": "0.0500",
  "change_vs_previous": "service new"
 },
 {
  "effective_date": "2026-10-01",
  "market": "Nepal",
  "market_type": "market",
  "currency": "USD",
  "marketing": "0.0732",
  "utility": "0.0034",
  "authentication": "0.0034",
  "authentication_international": "0.1120",
  "service": "0.0034",
  "change_vs_previous": "new standalone market"
 },
 {
  "effective_date": "2026-10-01",
  "market": "Nigeria",
  "market_type": "market",
  "currency": "USD",
  "marketing": "0.0516",
  "utility": "0.0067",
  "authentication": "0.0067",
  "authentication_international": "0.0750",
  "service": "0.0067",
  "change_vs_previous": "service new"
 },
 {
  "effective_date": "2026-10-01",
  "market": "Oman",
  "market_type": "market",
  "currency": "USD",
  "marketing": "0.0341",
  "utility": "0.0247",
  "authentication": "0.0247",
  "authentication_international": "0.0600",
  "service": "0.0247",
  "change_vs_previous": "new standalone market"
 },
 {
  "effective_date": "2026-10-01",
  "market": "Pakistan",
  "market_type": "market",
  "currency": "USD",
  "marketing": "0.0473",
  "utility": "0.0150",
  "authentication": "0.0150",
  "authentication_international": "0.0750",
  "service": "0.0150",
  "change_vs_previous": "utility up; authentication up; service new"
 },
 {
  "effective_date": "2026-10-01",
  "market": "Peru",
  "market_type": "market",
  "currency": "USD",
  "marketing": "0.0703",
  "utility": "0.0300",
  "authentication": "0.0300",
  "authentication_international": "",
  "service": "0.0300",
  "change_vs_previous": "utility up; authentication up; service new"
 },
 {
  "effective_date": "2026-10-01",
  "market": "Poland",
  "market_type": "market",
  "currency": "USD",
  "marketing": "0.0366",
  "utility": "0.0122",
  "authentication": "0.0122",
  "authentication_international": "",
  "service": "0.0122",
  "change_vs_previous": "service new"
 },
 {
  "effective_date": "2026-10-01",
  "market": "Qatar",
  "market_type": "market",
  "currency": "USD",
  "marketing": "0.0341",
  "utility": "0.0120",
  "authentication": "0.0120",
  "authentication_international": "",
  "service": "0.0120",
  "change_vs_previous": "service new"
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 {
  "effective_date": "2026-10-01",
  "market": "Romania",
  "market_type": "market",
  "currency": "USD",
  "marketing": "0.0860",
  "utility": "0.0290",
  "authentication": "0.0290",
  "authentication_international": "",
  "service": "0.0290",
  "change_vs_previous": "service new"
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 {
  "effective_date": "2026-10-01",
  "market": "Saudi Arabia",
  "market_type": "market",
  "currency": "USD",
  "marketing": "0.0576",
  "utility": "0.0107",
  "authentication": "0.0107",
  "authentication_international": "0.0598",
  "service": "0.0107",
  "change_vs_previous": "marketing up; service new"
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 {
  "effective_date": "2026-10-01",
  "market": "Singapore",
  "market_type": "market",
  "currency": "USD",
  "marketing": "0.0732",
  "utility": "0.0160",
  "authentication": "0.0160",
  "authentication_international": "",
  "service": "0.0160",
  "change_vs_previous": "service new"
 },
 {
  "effective_date": "2026-10-01",
  "market": "South Africa",
  "market_type": "market",
  "currency": "USD",
  "marketing": "0.0379",
  "utility": "0.0095",
  "authentication": "0.0095",
  "authentication_international": "0.0200",
  "service": "0.0095",
  "change_vs_previous": "utility up; authentication up; service new"
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 {
  "effective_date": "2026-10-01",
  "market": "Spain",
  "market_type": "market",
  "currency": "USD",
  "marketing": "0.0707",
  "utility": "0.0200",
  "authentication": "0.0200",
  "authentication_international": "",
  "service": "0.0200",
  "change_vs_previous": "service new"
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 {
  "effective_date": "2026-10-01",
  "market": "Sri Lanka",
  "market_type": "market",
  "currency": "USD",
  "marketing": "0.0732",
  "utility": "0.0020",
  "authentication": "0.0020",
  "authentication_international": "0.1440",
  "service": "0.0020",
  "change_vs_previous": "new standalone market"
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 {
  "effective_date": "2026-10-01",
  "market": "Turkey",
  "market_type": "market",
  "currency": "USD",
  "marketing": "0.0109",
  "utility": "0.0009",
  "authentication": "0.0009",
  "authentication_international": "",
  "service": "0.0009",
  "change_vs_previous": "service new"
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 {
  "effective_date": "2026-10-01",
  "market": "Ukraine",
  "market_type": "market",
  "currency": "USD",
  "marketing": "0.0860",
  "utility": "0.0298",
  "authentication": "0.0298",
  "authentication_international": "0.0746",
  "service": "0.0298",
  "change_vs_previous": "new standalone market"
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  "effective_date": "2026-10-01",
  "market": "United Arab Emirates",
  "market_type": "market",
  "currency": "USD",
  "marketing": "0.0576",
  "utility": "0.0157",
  "authentication": "0.0157",
  "authentication_international": "0.0510",
  "service": "0.0157",
  "change_vs_previous": "marketing up; service new"
 },
 {
  "effective_date": "2026-10-01",
  "market": "United Kingdom",
  "market_type": "market",
  "currency": "USD",
  "marketing": "0.0635",
  "utility": "0.0220",
  "authentication": "0.0220",
  "authentication_international": "",
  "service": "0.0220",
  "change_vs_previous": "service new"
 },
 {
  "effective_date": "2026-10-01",
  "market": "North America",
  "market_type": "region",
  "currency": "USD",
  "marketing": "0.0250",
  "utility": "0.0034",
  "authentication": "0.0034",
  "authentication_international": "",
  "service": "0.0034",
  "change_vs_previous": "service new"
 },
 {
  "effective_date": "2026-10-01",
  "market": "Rest of Africa",
  "market_type": "region",
  "currency": "USD",
  "marketing": "0.0225",
  "utility": "0.0040",
  "authentication": "0.0040",
  "authentication_international": "",
  "service": "0.0040",
  "change_vs_previous": "service new"
 },
 {
  "effective_date": "2026-10-01",
  "market": "Rest of Asia Pacific",
  "market_type": "region",
  "currency": "USD",
  "marketing": "0.0842",
  "utility": "0.0113",
  "authentication": "0.0113",
  "authentication_international": "",
  "service": "0.0113",
  "change_vs_previous": "marketing up; service new"
 },
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  "effective_date": "2026-10-01",
  "market": "Rest of Central & Eastern Europe",
  "market_type": "region",
  "currency": "USD",
  "marketing": "0.0860",
  "utility": "0.0212",
  "authentication": "0.0212",
  "authentication_international": "",
  "service": "0.0212",
  "change_vs_previous": "service new"
 },
 {
  "effective_date": "2026-10-01",
  "market": "Rest of Latin America",
  "market_type": "region",
  "currency": "USD",
  "marketing": "0.0740",
  "utility": "0.0113",
  "authentication": "0.0113",
  "authentication_international": "",
  "service": "0.0113",
  "change_vs_previous": "service new"
 },
 {
  "effective_date": "2026-10-01",
  "market": "Rest of Middle East",
  "market_type": "region",
  "currency": "USD",
  "marketing": "0.0392",
  "utility": "0.0091",
  "authentication": "0.0091",
  "authentication_international": "",
  "service": "0.0091",
  "change_vs_previous": "marketing up; service new"
 },
 {
  "effective_date": "2026-10-01",
  "market": "Rest of Western Europe",
  "market_type": "region",
  "currency": "USD",
  "marketing": "0.0592",
  "utility": "0.0171",
  "authentication": "0.0171",
  "authentication_international": "",
  "service": "0.0171",
  "change_vs_previous": "service new"
 },
 {
  "effective_date": "2026-10-01",
  "market": "Other",
  "market_type": "region",
  "currency": "USD",
  "marketing": "0.0604",
  "utility": "0.0077",
  "authentication": "0.0077",
  "authentication_international": "",
  "service": "0.0077",
  "change_vs_previous": "service new"
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]